6, Oct 2023
Am I Legally Liable if I Do Not Disclose the Fact That a Structure Is in a High-Risk Flood Area?

Introduction: In the intricate world of real estate transactions and property disclosures, the question of legal liability looms large when it comes to concealing critical information. Specifically, the issue of whether a property owner or seller is legally liable for failing to disclose that a structure is situated in a…

6, Oct 2023
When Is the Best Time to Buy Flood Insurance Coverage?

Introduction: In the ever-changing landscape of climate patterns and unpredictable weather events, the question of “When is the best time to buy flood insurance coverage?” becomes a crucial consideration for homeowners and property buyers.  Flood insurance is a vital shield against the financial devastation that can result from flooding, but…

6, Oct 2023
How Do Clients Obtain a Flood Insurance Policy?

Introduction: In the ever-changing landscape of real estate and property management, understanding the intricacies of flood insurance procurement is crucial for property owners and buyers alike. The question of “How do clients obtain a flood insurance policy?” delves into the essential steps and considerations involved in securing this vital protection…

6, Oct 2023
Can a Lender Allow the Borrower to Use the Maximum Deductible to Replace the Cost of Flood Insurance?

Introduction: In the intricate world of real estate financing and flood insurance, the question of whether a lender can permit a borrower to utilize the maximum deductible to cover the cost of flood insurance presents a complex yet significant inquiry. Flood insurance is a vital component of protecting properties in…

6, Oct 2023
Why Should I Talk to My Clients About Flood Insurance?

Introduction: In the realm of real estate and property management, engaging clients in conversations about flood insurance is more than just a professional duty; it’s a fundamental commitment to their well-being and financial security. The question of “Why should I talk to my clients about flood insurance?” delves into the…